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Minsheng Financial Service Holdings Co., Ltd. was incorporated in Beijing in September 2016 with the registered capital of RMB 5 billion. It is a new financial holding platform under China Oceanwide Holdings Group. The company practices the development concept of "connectivity, mutual benefit, joint building, sharing and win-win cooperation," and has strived to provide innovative financial services, improve financial efficiency, and strengthen risk management and control using Internet technologies such as big data, cloud computing, and artificial intelligence, based on the financial needs of SMEs and individual customers, thereby providing customers with safe, efficient, inclusive and comprehensive financial services and shepherding the new financial sector. The company has established Guangzhou MSF Microcredit Co., Ltd., Minsheng Financing & Guaranty Co., Ltd., Guobang Financial Leasing (Shenzhen) Co., Ltd., MSF Commercial Factoring (Shenzhen) Co., Ltd., MSF Data Technology Co., Ltd., and Beijing MJSFax Financial Information Service Co., Ltd.

Oceanwide Holding holds 100% equity in Minsheng Financial Service Holdings Co., Ltd.